Gulf Bank’s Rose Gold credit card is made just for the modern woman.

With this free-for-life credit card that has been tailor-made for you, you can enjoy exclusive discounts at your favorite shops and restaurants in addition to collecting the highest number of reward points in Kuwait!

This card is how Gulf Bank values YOU.

Apply for your Rose Gold credit card now online or by visiting any Gulf Bank branch.

Who is it for?

  • Female customers with a salary of KD300 or more, or against block




Free for life card*

Free for life card*

Exclusive Discounts

Exclusive Discounts

The fastest Rewards Program in Kuwait

The fastest Rewards Program in Kuwait

*FREE for life – upon spending KD 2,500 annually


Gulf Points

  • Rose Gold Credit Card Points
    Spend Category Number of Points (per/KD 1 Spent)
    Spas/Salons/Gyms 20
    Dining 7
    International Online Shopping 5
    Other Local or International Spends 2
  • Automatic Free enrollment in the fastest rewarding program in Kuwait providing free flights and hotel stays

  • If you don’t have enough points to use, pay the remaining balance with your Gulf Bank credit card and you will still earn points for this payment

  • Use your points and book online across any airline and over 300,000 hotels worldwide – No blackout Dates

  • Earn frequent flyer miles on your travels when using your points with the airline of your choice

  • Earn Gulf points on all transactions Click here



Gulf Dining

  • Instants discounts up to 25% at over 550 renowned restaurants & coffee shops in Kuwait

  • Earn Gulf Bank points on all transactions

  • To check out the dining list Click here

Gulf Promotions

  • Instant discounts up to 30% at over 300 retail outlets in Kuwait across travel & entertainment, health & beauty and lifestyle segments

  • Earn Gulf Bank points on all transactions

  • To see the promotions list Click here


  • Use your Gulf Bank Credit Card for purchases at over 100 participating merchant outlets and pay back over 12 months at 0% interest with no processing fees

  • Instant approval without any documentation

  • For more details Click Here

  • To check out the participating merchant list Click here

  • Complimentary Travel Insurance upon purchasing your air tickets (Minimum Value of KD 75) using your Mastercard Rose Gold Credit Card.

  • Free insurance for Schengen Visa

  • For more details Click here

  • As a valuable customer, we would like to make your family and your daily life more enjoyable and stress free by providing you with Local Concierge Services such as payment of school fees, car registration, travel arrangements and delivery of your tickets etc. Click here

  • Mastercard Travel Rewards (MTR) gives cardholders automatic cashback from participating overseas or online merchants when they travel or shop online abroad and pay with their enrolled Mastercard Rose Gold card

  • To view all offers, Click here and enter the full 16-digit card number of your Mastercard Rose Gold credit card

  • Enjoy complimentary airport lounge access across selected 5 countries in the Middle East. (Extra Guests visits are charged from your Credit Card at a fixed rate of USD 32 per guest per visit)

    • Download Mastercard Travel Pass app via App Store and Play Store
    • Register your Gulf Bank Mastercard credit card to view the eligible lounges
    • Present the QR Code or membership number to gain access to the lounge

  • Get up to 30% off at 16,000+ leading hotels around the world and enjoy unparalleled hotel benefits, including:

    • $100 F&B credit or 15% F&B discount
    • Complimentary breakfast
    • Room category upgrade (subject to availability)
    • Early check-in / late check-out (subject to availability)
    • Club Lounge access (subject to availability)
    • Complimentary in-room Wi-Fi, when available
    • For bookings Click here

  • Explore IHG Hotels and Resorts offers when using your Mastercard Rose Gold credit card:

    • 15% discount on ‘Best Available Rate’
    • Complimentary welcome drink on arrival
    • Complimentary late checkout
    • For more details and booking Click here

  • Get up to 10% cashback into your card when using your Mastercard credit card while booking

  • To avail the discount Click here, click "Unlock deals", then enter the promo code "MCBKG"

  • Get 2 months free and 30% off monthly subscriptions of Lingokids when using your Mastercard Rose Gold Credit Card and entering promo code "MASTERCARDMEA22"

  • Visit the Lingokids website Click here

  • Get 10% off when using your Mastercard credit card while booking

  • To avail the discount Click here

  • Get 20% discount on 3 rides every month with Careem using promo code "MASTERCARD"

  • Get 10% off when using your Mastercard Rose Gold credit card while booking

  • To avail the discount Click here

  • Get up to 20% off and a complimentary upgrade on AVIS car rental

  • For more details and booking Click here

  • Gulf Bank 3D Secure is an added layer of security for online shopping that protects Credit Cardholders’ online purchases from fraudulent use of their Credit Card

Because You Deserve It

Exclusive offers at selected merchants

Costa Coffee Offer

Costa Coffee Offer

Enjoy Free Costa Coffee every Sunday!

Steps to redeem Free Coffee

  1. Download Costa’s "Costa Coffee Club ME" application via App Store and Play Store
  2. Click on the "REDEEM YOUR CODE" and enter the unique code provided by Gulf Bank via SMS
  3. Go back to home page > Click "PROFILE" in bottom right corner > Click on "MY OFFERS"
  4. Click on "Active Offers" > Click "USE" to display the QR code
  5. Scan the QR code and enjoy your free small coffee!


To check out the exclusive offers list Click here



  • Choice of Rose Gold charge card or credit card
  • EMV chip enabled for enhanced security, safety and convenience
  • Worldwide acceptance at more than 2 million ATMs and 33 million point of sale (POS) terminals
  • Cash withdrawal is available for up to 100% of the cardholder’s credit limit
  • Gulf Bank Tap & Pay: Faster payments on service enabled (POS) terminals
  • Buy now & pay later: Enjoy a flexible and convenient way to pay with a minimum payment of 8.33% per month with no need to carry cash

Contact Us

  • For Assistance Services and Reporting Lost & Stolen Cards, Please Call:
    Gulf Bank 24/7 Call Center: From Kuwait on 1 805805 or From Overseas on +965 22444383

  • For Reporting Fraudulent Transactions, Please Call:
    +965 22496292

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